78ph Terms & Conditions

These Terms and Conditions ("Terms") govern your access to and use of the 78ph website located at 78ph.org and all associated services, games, features, and content provided by 78ph (collectively, the "Platform"). By accessing, registering on, or using the 78ph Platform in any manner, you acknowledge that you have read, understood, and agree to be legally bound by these Terms in their entirety, together with our Privacy Policy and any additional terms applicable to specific games or promotions.

If you do not agree to these Terms, you must immediately cease all use of the 78ph Platform. 78ph reserves the right to modify these Terms at any time without prior notice. The most current version of these Terms will always be available on this page, and the "Last Updated" date at the top of this document will reflect the date of the most recent revision. Your continued use of the Platform following any modification constitutes your acceptance of the revised Terms.

Access to and use of the 78ph Platform is strictly limited to individuals who meet all of the following eligibility criteria:

• You are at least 21 years of age. This is a mandatory requirement under Philippine gaming regulations. Persons under 21 are strictly prohibited from registering or using the 78ph Platform.
• You are physically located in a jurisdiction where online gaming is lawful and permitted.
• You are not a resident of any jurisdiction where accessing online casino services is prohibited by applicable law.
• You are not an employee, contractor, director, officer, or agent of 78ph, nor an immediate family member of any such person.
• You are acting on your own behalf and not as an agent or representative of any third party.
• You have not previously been excluded from the 78ph Platform or had an account terminated for breach of these Terms.

To access the full range of 78ph services, you must create a player account. When registering, you agree to provide accurate, current, and complete information as prompted by the registration form. You further agree to maintain and promptly update your account information to keep it accurate, current, and complete at all times.

Each individual may hold only one (1) active account on the 78ph Platform. The creation of multiple accounts by a single individual — whether using the same or different personal details, email addresses, mobile numbers, or payment methods — is strictly prohibited. 78ph employs technical and manual measures to detect duplicate accounts. Where duplicate accounts are identified, all associated accounts may be suspended and any balances held may be forfeited.

78ph reserves the right to decline any registration application at its sole discretion, without being required to provide a reason for such refusal.

You are solely responsible for maintaining the confidentiality of your 78ph account credentials, including your username, password, and any two-factor authentication codes. You agree to:

• Choose a strong, unique password for your 78ph account and not reuse passwords from other services.
• Never share your login credentials with any other person.
• Log out of your account after each session, particularly when using shared or public devices.
• Notify 78ph customer support immediately if you suspect any unauthorised access to your account.

78ph will not be liable for any loss or damage arising from your failure to comply with these security obligations. Any activity conducted through your account — whether authorised by you or not — will be your responsibility unless you have notified 78ph of a security breach in a timely manner.

78ph accepts deposits via the following payment methods available to Philippine-based players: GCash, PayMaya / Maya, and bank transfer via BPI, BDO, Metrobank, UnionBank, Landbank, PNB, Security Bank, and debit card. All deposits must be made from payment accounts registered in your own name. Third-party deposits are not permitted.

Minimum and maximum deposit limits apply and are displayed within the 78ph cashier section. All transactions are processed in Philippine Peso (PHP). 78ph does not charge fees for standard deposits, though your payment provider may apply their own transaction fees.

78ph reserves the right to refuse or reverse any deposit that it reasonably suspects to be fraudulent, made in error, or in violation of these Terms or applicable law.

Withdrawal requests may be submitted through the 78ph account dashboard. All withdrawals are subject to the following conditions:

• Your account must be fully verified (KYC completed) before any withdrawal can be processed.
• Withdrawals will be processed to the same payment method used for the most recent deposit, where technically possible.
• Any active bonus funds and associated wagering requirements must be satisfied before a withdrawal of bonus-derived winnings can be made.
• 78ph reserves the right to request additional documentation before processing any withdrawal, including but not limited to government-issued photo ID, proof of address, and payment method verification.
• Withdrawal processing times are typically within minutes for GCash and PayMaya; bank transfers may take 1–3 business days depending on the receiving institution.

78ph reserves the right to delay or withhold any withdrawal pending investigation where fraud, money laundering, or breach of these Terms is suspected.

From time to time, 78ph may offer bonuses, free spins, cashback offers, and other promotional incentives to eligible players. All such offers are subject to specific terms and conditions, including wagering requirements, minimum odds, game restrictions, time limits, and maximum withdrawal caps. These specific terms will be communicated at the time the offer is presented.

General bonus terms applicable to all 78ph promotions include:

• Bonuses are credited to your account in the form of bonus funds and are not withdrawable as cash until all applicable wagering requirements have been met.
• Only one bonus may be active at a time unless otherwise specified.
• 78ph reserves the right to withdraw, modify, or cancel any bonus or promotion at any time.
• Any attempt to abuse, exploit, or circumvent bonus terms — including through the use of multiple accounts, coordinated play, or other means — will result in the forfeiture of the bonus and any associated winnings, and may result in account suspension.

All games available on the 78ph Platform use certified Random Number Generator (RNG) technology to ensure fair and unpredictable outcomes. The RNG systems used by 78ph's game providers are independently tested and certified by recognised third-party testing laboratories.

Each game available on the 78ph Platform is governed by its own specific rules, which are accessible within the game interface. Players are responsible for familiarising themselves with the rules of any game before placing wagers. 78ph accepts no liability for losses arising from a player's failure to understand the rules of a game.

In the event of a technical malfunction or software error during a game, 78ph reserves the right to void the affected round and return any wagers placed. The decision of 78ph in such matters is final.

The following conduct is strictly prohibited on the 78ph Platform. Engaging in any of the following may result in immediate account suspension, forfeiture of funds, and referral to relevant law enforcement or regulatory authorities:

• Providing false, misleading, or fraudulent information during registration or at any other time.
• Using automated software, bots, scripts, or any other artificial means to interact with the Platform.
• Exploiting software bugs, errors, or vulnerabilities for financial gain.
• Colluding with other players to gain an unfair advantage in any game.
• Engaging in any form of money laundering, fraud, or other financial crime through the Platform.
• Attempting to reverse-engineer, decompile, or otherwise tamper with any part of the 78ph Platform.
• Harassing, threatening, or abusing 78ph staff or other players.
• Using the Platform for any purpose other than personal entertainment gaming.
• Allowing any third party to access or use your 78ph account.

All content on the 78ph Platform — including but not limited to text, graphics, logos, icons, images, audio clips, game software, and the overall design and layout of the Platform — is the property of 78ph or its content suppliers and is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform solely for your personal, non-commercial entertainment purposes. This licence does not permit you to reproduce, distribute, modify, create derivative works from, publicly display, or otherwise exploit any content from the Platform without the prior written consent of 78ph.

To the fullest extent permitted by applicable law, 78ph, its directors, officers, employees, agents, and service providers shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Platform, including but not limited to loss of winnings, loss of data, loss of goodwill, or service interruption.

78ph does not warrant that the Platform will be available at all times, free from errors, or free from viruses or other harmful components. The Platform is provided on an "as is" and "as available" basis. 78ph makes no representations or warranties of any kind, express or implied, regarding the operation or availability of the Platform.

78ph is committed to promoting responsible gaming practices. We provide a range of tools to help players manage their gaming activity, including deposit limits, session time reminders, cooling-off periods, and self-exclusion options. These tools are accessible through your account settings.

If you believe your gaming behaviour is becoming problematic, we strongly encourage you to make use of these tools and to seek professional support. Players who wish to permanently exclude themselves from the 78ph Platform may contact our support team to initiate the self-exclusion process.

For more information on responsible gaming tools and resources available to Filipino players, please visit our Responsible Gaming page.

78ph reserves the right to suspend, restrict, or permanently close any player account at its sole discretion, with or without prior notice, in the following circumstances:

• Breach of any provision of these Terms & Conditions.
• Suspected fraudulent activity, money laundering, or other illegal conduct.
• Failure to provide satisfactory identity verification documentation when requested.
• Receipt of a chargeback or payment dispute from a player's payment provider.
• At the request of a regulatory authority or law enforcement agency.
• Where 78ph determines, in its sole discretion, that continued operation of the account poses a risk to the integrity of the Platform or to other players.

Upon account closure, any real-money balance remaining in the account (after deduction of any bonus funds and pending investigations) will be returned to the player via their registered payment method, subject to verification requirements being met.

These Terms & Conditions shall be governed by and construed in accordance with the laws of the Republic of the Philippines. Any dispute arising out of or in connection with these Terms, including any question regarding their existence, validity, or termination, shall be subject to the exclusive jurisdiction of the competent courts of the Philippines.

Before initiating any formal legal proceedings, players are encouraged to contact 78ph customer support to attempt to resolve any dispute informally. 78ph will make reasonable efforts to resolve disputes in a fair and timely manner.

78ph operates in compliance with the guidelines and regulations of the Philippine Amusement and Gaming Corporation (PAGCOR). Players who believe their complaint has not been adequately addressed by 78ph may escalate their concern to the relevant regulatory authority.

If you have any questions, concerns, or complaints regarding these Terms & Conditions or the 78ph Platform, please contact our customer support team. Our support team is available 24 hours a day, 7 days a week via live chat on the Platform.

You may also reach us by email. Our support email address is: support [at] 78ph.org

Please note that email addresses on this page are displayed as plain text for security purposes and are not clickable links. Please type the address manually into your email client.

These Terms & Conditions were last reviewed and updated in May 2026. 78ph reserves the right to amend these Terms at any time. The current version supersedes all previous versions.